1. General Information

FinancialMD, LLC (“FinancialMD,” “we,” “our,” or “us”) operates this website to provide educational content and financial planning resources for physicians.
All materials provided are for informational and educational purposes only and do not constitute individualized financial, investment, legal, or tax advice.
By accessing this website, you agree to these Terms, Disclosures, and Privacy Policy. If you do not agree, please discontinue use of this site immediately.

2. Investment Advisory Disclosure

Investment advisory services offered through FinancialMD, LLC, a Registered Investment Adviser.
Registration as an investment adviser does not imply a certain level of skill or training.
This website is provided for informational purposes only, and nothing contained herein should be construed as a solicitation to buy or sell any products.

Advisory services are offered only to clients and prospective clients in jurisdictions where FinancialMD and its investment adviser representatives are registered or exempt from registration.

Investing involves the risk of loss of principal.
Past performance is no guarantee of future results, and no investment strategy can guarantee profit or protect against loss.

FinancialMD does not provide medical advice, nor are any of its personnel medical professionals.

3. Educational Nature of Content

All information, courses, and digital tools—including the Student Loan Elimination Strategy—are intended for educational purposes only.
These tools are designed to help physicians understand their financial options and improve decision-making but are not a substitute for personalized financial planning or professional advice.
Participation in any FinancialMD program does not create an advisory or fiduciary relationship unless a formal advisory agreement has been executed.

4. Data Collection, Tracking & Analytics

This website uses industry-standard analytics and tracking technologies, including:

• Meta Pixel (Facebook)

• Google Tag Manager

• Microsoft Clarity

These tools collect anonymized data to help us analyze visitor behavior, improve site functionality, and measure marketing performance.

Information collected may include time on site, device type, location (approximate), and user interactions.
We do not sell, rent, or trade personally identifiable information to any third parties.

Users can adjust their browser or device settings to limit or block tracking cookies at any time.

5. Information We Collect

When you submit a form, schedule a consultation, or enroll in an educational program, we may collect information such as:

• Name and contact details (email, phone)

• Professional and employment information

• Payment or billing details (processed securely through third-party providers)

• Communications preferences

We use this information to deliver requested services, educational content, and follow-up support. All data is stored using encrypted, secure systems with restricted access.

6. Communication Consent & A2P Compliance

By submitting your information through this website, you consent to receive communications from FinancialMD via email, phone, and SMS text message.
These communications may include scheduling reminders, educational updates, and information relevant to your inquiry.

All messaging complies with A2P 10DLC, CAN-SPAM, and TCPA regulations.

• You can unsubscribe from emails at any time by clicking “Unsubscribe.”

• You can opt out of text messages by replying STOP.
  Message and data rates may apply.

Your information will never be shared with unaffiliated third parties for marketing purposes.

7. Data Retention & Security

We retain personal information only as long as necessary to fulfill the purposes outlined in this policy or as required by law.
We maintain strict administrative, physical, and technical safeguards to protect against unauthorized access, alteration, disclosure, or destruction of your data.
While we employ industry-standard security protocols, no online system is entirely risk-free, and users assume the inherent risks associated with digital communication.

8. Third-Party Links

This website may contain links to external websites or third-party services.
FinancialMD is not responsible for the content, privacy practices, or accuracy of information found on external sites.
We encourage users to review the terms and privacy policies of any linked site prior to providing personal information.

9. Limitation of Liability

FinancialMD, LLC and its representatives shall not be liable for any direct, indirect, incidental, or consequential damages arising out of the use—or inability to use—this website or its content.
All materials are provided “as is,” without warranties of any kind, either expressed or implied.

10. Policy Updates

We may revise this policy periodically. Updates will be posted on this page with a new “Last Updated” date.
Continued use of this website after updates constitutes acceptance of the revised terms.

11. Contact Information

FinancialMD, LLC

2840 SHADOW WOOD DR. Holt, Michigan, 48842
Phone: (888) 517-1663
Email: [email protected]

© 2025 FinancialMD, LLC. All rights reserved.